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It'sMyCU Gives Back

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Why settle for one when you can get more? For a limited time only, open an It'sMyCU Checking Account and It'sMyCU Visa® Credit Card together and enjoy the perfect banking bundle.

With one easy step, you’ll unlock convenience, savings, and rewards—built just for you.

Your Smart Bundle¹ Includes:

• It'sMyCU Checking Account:

• Simple, everyday access to your money
• Contactless instantly issued debit card
• Easily transfer money to friends and family
• No minimum balance
• Easy Saver account earning up to 10% APY²

• It'sMyCU Visa® Credit Card:

• 0% APR³ on purchases for the first 6 months
• Competitive rates
• 1% cash back every time you use your Visa® Credit Card
• Additional offers on the cash back mall
• Contactless cards for easy, secure, tap to pay transactions
• No annual fee
• No balance transfer fees
• Unlimited balance transfers
• 0% APR³ for 6 months or 5.9% APR³ for 12 months on balance transfers

• $200 CASH¹ for you
• AND SO MUCH MORE!

Already a member but want to add a checking account:

Not currently a member:

• Free instantly issued debit cards
• Contactless debit cards
• Free first box of checks
• Free Bill Pay
• Free mobile check deposit
• No minimum balance or monthly fees
• Transfer money between your institutions

• $100 active checking reward⁴
• Transfer money to your friends
• Mobile banking access 24/7
• Overdraft Forgiveness up to $25
• Free Easy Saver Account: Earns 10% APY²
• Free checks and paper statements for members 62 and over

Already a member but want to add a checking account:

Not currently a member:

Turn everyday spending into effortless savings!  — Easy Saver Account

With the Easy Saver Account, you’ll earn a fantastic 10% APY² on balances up to $1,000 and 0.5% APY² on balances over $1,000. Every time you swipe your debit card, we round your purchase up to the nearest dollar and deposit the difference right into your Easy Saver Account — helping you grow your savings without even thinking about it.

An It'sMyCU checking account is required, as your debit card transactions fuel this smart savings feature!

Start saving the easy way — one swipe at a time!

If you already have an It'sMyCU Checking Account and would like the Easy Saver, contact us at 309-451-8400 and we will add the Easy Saver to your account. 

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Guardian is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100 reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

Earn Rewards

$100 active checking⁴

$200 auto pre-approval 

or refinance⁵

$100 for each friend you refer who opens an active checking account or gets an auto loan

Free Checking Account

No monthly fees

No minimum balance

Instantly issued debit cards

Overdraft Forgiveness up to $25

Free ATMs

Over 30,000 Free 

ATMs nationwide

Financial Wellness Check

Set financial goals and 

learn how to increase 

your credit score

Are you ready to take control of your credit and build a stronger financial future? Our Credit Empowerment Program is here to help you at every step of your journey.

Perfect for those new to credit. Learn the fundamentals and start building your credit the right way. 

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including debt restructuring and budgeting advice.

1. To qualify, checking account and Visa® Rewards Credit Card must be opened on the same day. Visa® Credit Card must reach a $500 balance within 60 days of opening. Checking account must be used as a primary checking account to be deemed active. $20 one time membership fee. 
2. APY = Annual Percentage Yield. Easy Saver earns 10% APY on balances up to $1000. Earns .5% APY on any balance over $1000.
3. APR = Annual Percentage Yield. Restrictions Apply. Credit approval required. 19.90% APR after introductory period. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Credit Card must be It'sMyCU Visa Rewards Credit Card. 
4. Restrictions apply. Must be used as a primary checking account to be deemed active. No minimum balance in checking account. $20 membership fee required in savings account. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties.
5. Auto loan is for an auto loan preapproval financed with Illinois State Credit Union. Auto refinance must be from another lender. Credit approval required. Restrictions apply.
6. Restrictions apply. Closing cost credit. Credit approval required.

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