*Restrictions apply. *Annual Percentage Yield. Earns 10% APY on the first $1000.00.Earns .05% on balance over $1000.00. **Approval required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.