Benefits

Open Account

Add A Checking

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How To Videos

Credit Empowerment

It'sMyCU Gives Back

Testimonials

Online Services

Informational Sheets

• Free instantly issued debit card
• Free first box of checks
• Free Bill Pay
• Free mobile check deposit
• No minimum balance or monthly fees
• Transfer money between your institutions
• Mobile Banking Access 24/7

• $100* active checking reward
• Transfer money to your friends
• Overdraft Forgiveness up to $25
• Free Easy Saver Account: Earns 10% APY**
• Free checks and paper statements for members 62 and over

Already a member but want to add a checking account:

Not currently a member:

*Restrictions apply. *Annual Percentage Yield **Approval required. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Parent is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100 reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

Earn Rewards

$100* active checking

$200* auto pre-approval 

or refinance

$100* for each friend you refer who opens an active checking account or gets an auto loan

Free Checking Account

No monthly fees

No minimum balance

Instantly issued debit cards

Overdraft Forgiveness up to $25

Free ATMs

Over 30,000 Free 

ATMs nationwide

Financial Wellness Check

Set financial goals and 

learn how to increase 

your credit score

*To join It'sMyCU, you must live or work in Mclean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. Family members of current members are also eligible. 

Now is the perfect time to have all your financial products in one place and enjoy extra savings. Take advantage of this opportunity to bundle and save with It'sMyCU.

• Earn $200* when you get pre-approved for an auto loan.
• Earn $200* with an auto refinance from another lender.
• Earn $100* with an active checking account.
• Earn $100* closing cost credit when you get a home loan.

*Restrictions Apply. Credit approval required. Checking account must be deemed active. Auto purchase must be financed with Illinois State Credit Union after pre-approval. Auto Refinance is from another lender. Mortgage reward is a closing cost credit. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. 

Are you ready to take control of your credit and build a stronger financial future? Our Credit Empowerment Program is here to help you at every step of your journey.

Perfect for those new to credit. Learn the fundamentals and start building your credit the right way. 

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including debt restructuring and budgeting advice.

• Deposit a check
• View balances and transfer funds
• Make a loan payment
• View your credit card
• Online Chat and Call Center

• M-F 8:00 am - 6:00 pm
• Sat 9:00 am - 1:00 pm

Take a picture of your check and deposit to your account through our mobile banking app!

Chat with a member service representative

M-F 8:00 AM - 6:00 PM

SAT 9:00 AM - 1:00 PM

Transfer money to friends or your other financial institution

Pay bills online

This is our second free mobile app!

Add your debit and/or credit cards

Set up notifications 

Add travel notices

Text specific commands and receive an automated response. 

Enroll through online banking. 

Ready to cash in your piggy bank but don't love the idea of paying the coin machine fee? Illinois State Credit Union will cover up to $60 in coin machine fees annually! 

It's as easy as 1, 2, 3!

1. Visit a coin machine (keep your receipt!)
2. Fill out the form below and upload your receipt.
3. A member service representative will refund the fee in 1-2 business days*!

*Restrictions apply. Only $60 annually will be refunded. If eligible, refund will be deposited into member's It'sMyCU savings account. 

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