It'sMyCU: There For Every Financial Milestone

Open an Account

Not a member? Fill out the application to let us know what you would like to do with your account at It'sMyCU!

Checking Account Benefits:

  • Completely FREE
  • Free instantly issued debit card
  • Free first box of checks
  • Free Bill Pay
  • Free mobile check deposit
  • No minimum balance or monthly fees
  • Transfer money between your institutions
  • Mobile Banking Access 24/7
  • $100* active checking reward
  • Transfer money to your friends
  • Overdraft Forgiveness up to $25
  • Free Easy Saver Account: Earns 10% APY**
  • Free checks and paper statements for members 62 and over

*Annual Percentage Yield**Must Qualify

3 Student Account options

Account options for ALL ages up to undergraduates!

Student Account Benefits:

Kids Club:

Student Checking:

Smart Start:

  • Perfect for younger children
  • High yield savings account
  • No monthly fees
  • Annual Student Event
  • Parent is joint on the account
  • Online banking access 24/7
  • Over 30,000 FREE ATMs
  • Includes Kids Club benefits PLUS:
  • Completely FREE checking account
  • $100 reward once the checking account is deemed active
  • Free instantly issued debit cards
  • Free first box of check
  • Mobile check deposit
  • Scholarship opportunities
  • Includes Student Checking benefits PLUS:
  • A starter loan based on approval

Why Open an It'sMyCU Account:

Earn Rewards

$100* active checking

$200* auto pre-approval 

or refinance

$100* for each friend you refer who opens an active checking account or gets an auto loan

Free Checking Account

No monthly fees

No minimum balance

Instantly issued debit cards

Overdraft Forgiveness up to $25

Free ATMs

Over 30,000 Free 

ATMs nationwide

Financial Wellness Check

Set financial goals and 

learn how to increase 

your credit score

*To join It'sMyCU, you must live or work in Mclean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. Family members of current members are also eligible. 

*Restrictions Apply

The more you bring to It'sMyCU, the bigger the reward!

*Closing Credit

Download the Mobile Banking App TODAY to Access Your Account From Anywhere!

It'sMyCU Mobile Banking App

  • Deposit a check
  • View balances and transfer funds
  • Make a loan payment
  • View your credit card
  • Online Chat and Call Center
  • M-F 8:00 am - 6:00 pm
  • Sat 9:00 am - 1:00 pm

Online Services

Mobile Check Deposit

Take a picture of your check and deposit to your account through our mobile banking app!

Online Chat

Chat with a member service representative

M-F 8:00 AM - 6:00 PM

SAT 9:00 AM - 1:00 PM

Bill Pay

Transfer money to friends or your other financial institution

Pay bills online

It'sMyCU Cards App

This is our second free mobile app!

Add your debit and/or credit cards

Set up notifications 

Add travel notices

Automated Text Banking

Text specific commands and receive an automated response. 

Enroll through online banking. 

How To Videos

Sign into Home Banking for the First Time

Reset Home Banking Password Through the App

Reset Home Banking Password Through the Website

Change Home Banking Password

Rename Accounts in Home Banking

Enroll in Home Banking Through the App

Enroll in Home Banking Through the Website

Send Money toAnother Person

Send Money BetweenYour Financial Institutions

For information on how to transfer money, please click the button below

Financial Wellness

Free financial coaching with a certified financial coach

Develop and maintain healthy financial habits

Set financial goals and learn how to meet those goals

Learn how to increase your credit score

Local Supporting Local: It'sMyCU Gives Back!

Local Food Pantries:Midwest Food BankWinnebago Community MarketCommunity Food Basket

Local Children's Organizations:Back 2 School AllianceRockford HeadstartShop with a Cop

Local Pet Organizations: Humane SocietyNoah's ArkPet Project

Toys for Tots

Special Olympics

Operation Santa

St. Jude Children's Hospital

Packing lunches for The Promise Council to help provide food for students at a local school

It'sMyCU Member Testimonials

Routing #: 271186931


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