Benefits

Open Account

Add A Checking

Student Accounts

Bundling

Credit Empowerment

It'sMyCU Gives Back

Testimonials

• Free instantly issued debit cards
• Contactless debit cards
• Free first box of checks
• Free Bill Pay
• Free mobile check deposit
• No minimum balance or monthly fees
• Transfer money between your institutions

• $100* active checking reward
• Transfer money to your friends
• Mobile banking access 24/7
• Overdraft Forgiveness up to $25
• Free Easy Saver Account: Earns 10% APY**
• Free checks and paper statements for members 62 and over

Already a member but want to add a checking account:

Not currently a member:

*Restrictions apply. **Annual Percentage Yield. Earns 10% APY on the first $1000.00.Earns .05% on balance over $1000.00.  Approval  $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Turn everyday spending into effortless savings!  — Easy Saver Account

With the Easy Saver Account, you’ll earn a fantastic 10% APY* on balances up to $1,000 and 0.5% APY* on balances over $1,000. Every time you swipe your debit card, we round your purchase up to the nearest dollar and deposit the difference right into your Easy Saver Account — helping you grow your savings without even thinking about it.

An It'sMyCU checking account is required, as your debit card transactions fuel this smart savings feature!

Start saving the easy way — one swipe at a time!

If you already have an It'sMyCU Checking Account and would like the Easy Saver, contact us at 309-451-8400 and we will add the Easy Saver to your account. 

*Annual Percentage Yield. Restrictions apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. 

• Perfect for younger children
• High yield savings account
• No monthly fees
• Annual Student Event
• Parent is joint on the account
• Online banking access 24/7
• Over 30,000 FREE ATMs

• Includes Kids Club benefits PLUS:
• Completely FREE checking account
• $100 reward once the checking account is deemed active
• Free instantly issued debit cards
• Free first box of check
• Mobile check deposit
• Scholarship opportunities

• Includes Student Checking benefits PLUS:
• A starter loan based on approval

Earn Rewards

$100* active checking

$200* auto pre-approval 

or refinance

$100* for each friend you refer who opens an active checking account or gets an auto loan

Free Checking Account

No monthly fees

No minimum balance

Instantly issued debit cards

Overdraft Forgiveness up to $25

Free ATMs

Over 30,000 Free 

ATMs nationwide

Financial Wellness Check

Set financial goals and 

learn how to increase 

your credit score

*To join It'sMyCU, you must live or work in Mclean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. Family members of current members are also eligible. 

Are you ready to take control of your credit and build a stronger financial future? Our Credit Empowerment Program is here to help you at every step of your journey.

Perfect for those new to credit. Learn the fundamentals and start building your credit the right way. 

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including debt restructuring and budgeting advice.

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